Reduce Debt


Can’t make your minimum monthly payments? Have more credit card debt than you could ever hope to pay off? Don’t let the bill collectors tell you that being responsible means paying them money you don’t have.

Filing bankruptcy can be the first step on your path to fiscal responsibility.

If you qualify to file Chapter 7, most of your debt can be simply erased from the books forever. You can start over and begin building for your future instead of continually trying to pay for the past.

If you have a healthier income, and qualify for Chapter 13, your debt can be dramatically reduced and your payments consolidated into one, affordable, payment per month.

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