Chapter 7


If your income for the past six months is below the median income for California, you qualify for Chapter 7 bankruptcy.

Even if your income is above this amount, you may still qualify if you pass something called the “means test,” which takes into consideration your eligible expenses.

If you qualify for Chapter 7, all of the dischargeable debt listed on your bankruptcy petition will most likely be discharged. This includes most credit card debt, medical debt, legal bills, utility bills, personal loans and sometimes even tax debt.

The right lawyer will help you accurately assess your expenses in order to determine your eligibility for Chapter 7 bankruptcy and work with you to determine whether bankruptcy is the right choice for you.

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